A. C. Young, the efficient secretary and treasurer of the Bethlehem Trust Company, is a native of Moore township, Northampton County, and was born July 4, 1856. He attended the public schools of his native place also, the Keystone State Normal School, from which he graduated in 1876 with honor, being the youngest male member in the class. He was then a teacher in the latter named school for six months, and taught one term in the Moore township schools. He was teacher in the Siegfried School for three years. He then embarked in the mercantile business at Cross Roads with J. H. Scholl, his brother-in-law; there he continued for two and one-half years. From 1883 to 1890. he conducted a general store at Pen Argyl. During the time he opened and developed the Excelsior slate quarry of Northampton County, and was secretary and treasurer for about five years. In 1890 he disposed of his interests in the Excelsior Slate Quarry to William Masters, after a successful career in that industry. In 1890, also sold his general store to his brother. Andrew S. Young, which was the leading store in the town. He then organized the First National Bank of Pen Argyl, Pa. of which he was cashier until 1904. The bank had a capitalization of $50,000, which was increased in 1900 to $100,000. At the time Mr. Young resigned as cashier the stock sold at seventy dollars above its par value. He has been a member of the board of directors since its organization to the present time, one-fourth century. This bank is one of the strongest financial institutions in the slate region. In 1904, he was induced by a group of Philadelphia capitalists, to organize what is now the Franklin Trust Company, of that city. He was its treasurer for two years. During the later period he formulated plans for organizing the Bethlehem Trust Company, which was accomplished in 1906, of which institution he is the secretary and treasurer as well as its moving spirit. This banking house is now about seven years old, but its stock is selling at sixty dollars above par.

He assisted in the organization of the following named companies, viz: The Pen Argyl Water Company, of which he is trustee for the first bond issue: the Pen Argyl Electric Light and Power Company, being its first treasurer; the Pen Argyl shirt factory of which he was its first treasurer; the Klecknersville Dairymen's Association, of which he was its first president and which has proven to be a great success, and uplift to the farmers of that section. He was instrumental in having the Lehigh and New England Car shops located at Pen Argyl by raising $5,000 as a premium to the company; and later, also the shops of the Pennsylvania, Poughkeepsie and Boston Railroad Company. He holds membership in the following named organizations: Pen Argyl Lodge, NO 594, F & A. M. of which he was a charter member and its first secretary; Bangor Chapter No 292; Bethlehem Council, No 3; and Bethlehem Connnandery, No 90, K. T., also the B. P. O. E. They were former members of the St. John's Lutheran Church at Pen Argyl. He and his family now hold membership in the Trinity Lutheran Church. West Side, Bethlehem

He was a councilman of Pen Argyl for two terms, was secretary and treasurer of Pen Argyl borough and a member of the school board. Mr. Young was instrumental in the removal of the Bethlehem Trust Company, from the West Side. Lehigh County, to the Northwest corner of Broad and Main Streets, Northampton County. There the board of directors had erected one of the finest banking rooms in Eastern Pennsylvania. The cost of the entire bank building amounted to $128,000 and was erected according to the plans of Mr. A. C. Young, its secretary and treasurer. Mr. Young is fathering a movement at the present time, for the erection of a $25,000 Memorial Home for the Aged and Infirm at Hecktown, Pa.

A. C. Young was matted in 1880, to Miss Ellen C. Scholl, daughter of the late James and Catharine (Lawfer) Scholl.

A. C. Young, during his years of experience as a banker, has the distinction of having educated and trained the following four gentlemen, who are now cashiers of different institutions: A. E. Frantz for nine years a bookkeeper in the First National Bank of Pen ArgyL is now the cater of Second National Bank at Nazareth; W. H. Oyler, bookkeeper and teller at the First National Bank of Pen Argyl, is now the cashier of the Pen Argyl National Bank at Pen Argyl; Thomas Hewitt, bookkeeper and teller in the bank at Pen Argyl, succeeded Mr. Young, as cater in that institution: C. A. Harris, who succeeded Mr. Young as treasurer of the Franklin Trust Company, of Philadelphia; as well as I. W. Frable, who is now the treasurer of the Fainnount Trust Company of Philadelphia.